Privacy Policy

1. GENERAL REGULATIONS

FBS respects the privacy of any user that accesses its site(s); therefore, the company is committed in safeguarding any existing or prospective clients, applicants and visitors. The present privacy policy (the “Privacy Policy”) describes the processes of gathering, storage, protection and distribution of client information acquired by the company.

2. YOUR CONSENT

BY ACCESSING THE SITE AND/OR USING THE SITE, YOU AGREE TO THE TERMS AND CONDITIONS SET FORTH IN THIS PRIVACY POLICY, INCLUDING TO THE COLLECTION AND PROCESSING OF YOUR PERSONAL INFORMATION (AS DEFINED BELOW). IF YOU DISAGREE TO ANY TERM PROVIDED HEREIN, YOU MAY NOT USE THE SITE.

3. HOW WE COLLECT PERSONAL DATA

Information gathered from your activity on the FBS website

When you enter the FBS website, the Company automatically starts gathering general data, including (but not limited to):

  • HTTP headers
  • Internet Protocol (IP) address
  • Cookies
  • Web beacons and pixel tags
  • Browser fingerprint data
  • Software and hardware configuration data
  • The date and time the website and services were accessed
  • Geographical location data
  • Other types of personal information required for processing in accordance with the website conditions
  • Personal information the Company receives from FBS Partners in accordance with the terms and conditions of the agreements concluded by you and your Partner, as well as the agreements concluded by the Company and the Partner.

We will use the information that we collect about you in order to:

  • Create and maintain your account;
  • Allow you to log in to FBS;
  • Contact you about your account and/or the services that FBS offers.
  • Manage our marketing relationships. These include without limitation:
    • Learning about your interests and preferences to contact you with information that is relevant to you and helping us target marketing communications and adverts so that they are more relevant to you.
    • Using your pseudonymised details to show you advertising on social media platforms, such as Facebook or via other third party advertising that may appear on other websites you use. The information shared with these platforms is pseudonymised to protect your personal data.
    • Analyzing and continually improving the Site and our services and helping us pilot test versions of the Site internally to develop new features and ensure the efficient running of FBS services.
    • Detecting and reducing fraud and credit risk.

Information gathered from your Personal Area on the FBS website

When you register a real and/or demo accounts with FBS, the Company collects the data of the following types:

  • Personal information you provide to comply with the Company’s terms and conditions, such as your name, phone number, age, physical address, and email address
  • Payment information
  • Identification document information (passport or national identity card)

We will use the information that we collect about you in order to:

  • Verify your identity and carry out checks that we are required to conduct by applicable laws and regulations, including without limitation, “know your client”, anti-money laundering, fraud, sanctions and politically exposed person checks;
  • Contact you on matters related to your account, including without limitation, to request any additional information and/or documentation;
  • Tailor the products and services offered through the website to you, including without limitation, to perform any suitability or appropriateness assessments for using our services and/or products, (for example by email, push notifications, text messaging, and online messaging channels), so that we could send you FBS news, details about new features and content available at FBS, special offers, promotional announcements, consumer surveys, and to assist you with operational requests such as password reset requests. Please see the "Email notifications" section of this Profile settings to learn how to set or change your communications preference.
  • Assess your credit risk;
  • Assess your risk score according to parameters determined by FBS;
  • Maintain administrative records relating to our business;
  • Set up security measures to secure your account, including without limitation, carry out two-factor authentication;
  • Provide you with notices related to your account, general updates, market updates and other marketing materials.

4.HOW WE MAY SHARE YOUR PERSONAL INFORMATION

The Company may disclose the personal information we hold about you to:

  • Our group companies and affiliates;
  • FBS’s service providers, including IT hosting companies;
  • Banks, other financial institutions and credit reference agencies;
  • Payment service providers;
  • Third party companies in the event that FBS is involved in a corporate transaction such as an actual or potential merger, joint venture, consolidation or asset sale;
  • Professional advisors such as attorneys, accountants, auditors, financial and other professionals;
  • Regulatory authorities including tax authorities;
  • Law enforcement agencies, courts and other relevant tribunals.
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